Brainfade Posted June 17, 2015 Posted June 17, 2015 My premiums have gone up by ~ 15% in each of the last two years. Yours?
gattaca Posted June 17, 2015 Posted June 17, 2015 Pretty similar. I hear this from my fellow american workers. Every time changes are made to insurance by government like obama care the premium will increase and employee will bear the brunt of it.
punjabi_khota Posted June 17, 2015 Posted June 17, 2015 Greatest day in Cricaddict's life is coming soon. :P
Holysmoke Posted June 19, 2015 Posted June 19, 2015 Medical inflation is high the world over. India is also 15-18%.
Brainfade Posted June 19, 2015 Author Posted June 19, 2015 To those who said "Who cares?" Wow! You guys must be rich. When my monthly premiums went up from $565 to over $750, I felt the pinch :-(.
gattaca Posted June 19, 2015 Posted June 19, 2015 To those who said "Who cares?" Wow! You guys must be rich. When my monthly premiums went up from $565 to over $750, I felt the pinch :-(. doesnt you employer bear cost of your premium as well ? 565 is way too much.
fineleg Posted June 22, 2015 Posted June 22, 2015 doesnt you employer bear cost of your premium as well ? 565 is way too much. Employers will only bear a % They will pass on a % of the increase to your own wallet, and you do feel the pinch (unless you are very rich).
Jersey #10 Posted June 22, 2015 Posted June 22, 2015 After O'drama Care, my parents' insurance is 2.5x for worse coverage.
punjabi_khota Posted June 22, 2015 Posted June 22, 2015 After O'drama Care' date=' my parents' insurance is 2.5x for worse coverage.[/quote'] Lol.
jonas10 Posted June 23, 2015 Posted June 23, 2015 In Canada....I pay nothing its all covered in my taxes (which are lower than the US).
punjabi_khota Posted June 25, 2015 Posted June 25, 2015 Greatest day in Cricaddict's life is coming soon. :P :hysterical::hysterical: Bach gaya Obama
The Outsider Posted June 25, 2015 Posted June 25, 2015 Premiums have gone up, but at about the same rate as in the preceding years.
Laaloo Posted June 25, 2015 Posted June 25, 2015 In Canada....I pay nothing its all covered in my taxes (which are lower than the US). good stay there. Canada is the 23rd best country in North America
Brainfade Posted June 25, 2015 Author Posted June 25, 2015 Premiums have gone up' date=' but at about the same rate as in the preceding years.[/quote'] Mine jumped more than normal after PPACA implementation. And I got a letter from my employer stating specifically that PPACA was the reason. As did colleagues at other small colleges. My guess is that the premiums of individual and smaller group plans jumped higher than normal whereas larger group plans did not jump higher than normal. You're welcome :-)!
Brainfade Posted July 17, 2015 Author Posted July 17, 2015 Maybe this will make the 4 rich guys/ladies on this who don't really care about premium hikes pay some attention. http://www.wsj.com/articles/obamacares-prices-will-keep-surging-1437087242 My research shows that the average 2016 family plan could experience premium increases of 11.2%, compared with 8% hikes for individual plans. The relatively cheap bronze plans, which cover 60% of a consumer’s health-care costs, could see the highest jumps—16.6% and 11.5%, respectively. Individual silver plans could see a relatively low increase—3.1%—but families won’t be so lucky, potentially paying 8.4% more. More subsidies. More taxes. You're welcome!
punjabi_khota Posted July 17, 2015 Posted July 17, 2015 Maybe this will make the 4 rich guys/ladies on this who don't really care about premium hikes pay some attention. http://www.wsj.com/articles/obamacares-prices-will-keep-surging-1437087242 More subsidies. More taxes. You're welcome! Don't worry saar. Vote/campaign for Walker. He will repeal Obamacare AND take away your tenure to save on your taxes. :fishing: After all, taxes is all that matter. Less funding for universities, no labor protection for professors!! :protest:
Desi Cartman Posted July 17, 2015 Posted July 17, 2015 So is the solution: 1. Poor people who dont afford healthcare shouldn't really have healthcare? 2. poor deserve health care only when they are about to die? So treating them with a bypass surgery is better than treating them before it gets to a stage where patient needs expensive treatment and is more likely to die? 3. People who have a family member with a pre-existing condition dont deserve healthcare or they shouldnt be allowed to switch jobs? In summary, can you please suggest what is the other option for getting everybody a health care if not Obamacare or govt provided health care?
G_B_ Posted July 17, 2015 Posted July 17, 2015 So is the solution: 1. Poor people who dont afford healthcare shouldn't really have healthcare? 2. poor deserve health care only when they are about to die? So treating them with a bypass surgery is better than treating them before it gets to a stage where patient needs expensive treatment and is more likely to die?3. People who have a family member with a pre-existing condition dont deserve healthcare or they shouldnt be allowed to switch jobs? In summary, can you please suggest what is the other option for getting everybody a health care if not Obamacare or govt provided health care? To an outsider like me I think more than insurance the cost of medical case in the USA is too high. This includes the salaries of doctors etc. I think a general practitioner in the USA earns on average 3 times that of a doctor in western europe (not sure on the 3 times think, but the difference in salaries is quite high). But then again college is expensive so I guess the rewards needs to justify the pay. Maybe the solution is to churn out more doctors by subsidizing medical degrees? Now i dont claim to know the American way in healthcare and you lot have more knowledge but it seems to me that Americans pay a lot more per capita for their health compared to most other developed countries. Maybe its about reducing core costs regardless of Obamacare or not? The NHS in the UK can be *****y at times. But its a safety net. What that does mean is that many private insurance firms like BUPA offer really competitive rates for additional coverage because they know the people have the option of the state.
punjabi_khota Posted July 17, 2015 Posted July 17, 2015 To an outsider like me I think more than insurance the cost of medical case in the USA is too high. This includes the salaries of doctors etc. I think a general practitioner in the USA earns on average 3 times that of a doctor in western europe (not sure on the 3 times think, but the difference in salaries is quite high). But then again college is expensive so I guess the rewards needs to justify the pay. Maybe the solution is to churn out more doctors by subsidizing medical degrees? Now i dont claim to know the American way in healthcare and you lot have more knowledge but it seems to me that Americans pay a lot more per capita for their health compared to most other developed countries. Maybe its about reducing core costs regardless of Obamacare or not? The NHS in the UK can be *****y at times. But its a safety net. What that does mean is that many private insurance firms like BUPA offer really competitive rates for additional coverage because they know the people have the option of the state. I think Time magazine did a story on costs of medical services. The main reason was bloated salaries of administrators of hospitals (president/CEOs and other non-doctor staff). http://www.uta.edu/faculty/story/2311/Misc/2013,2,26,MedicalCostsDemandAndGreed.pdf
Texy Posted July 17, 2015 Posted July 17, 2015 The way healthcare is billed in America is ridiculous. Sample bill charged by a hospital for a snake bite.
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